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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,409 | $106,923-8.9% | $84,023+15.9% | $152,909-36.3% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 19.66% | 105.02%-85.4pp | 71.32%-51.7pp | 345.46%-325.8pp |
| Employer contribution / active EE | $2,578 | $2,735-5.8% | $1,984+29.9% | $4,764-45.9% |
| Participant deferral / active EE | $3,159 | $4,013-21.3% | $3,239-2.5% | $5,851-46.0% |
| Admin fee / account holder | $689 | $8,289-91.7% | $6,102-88.7% | $11,601-94.1% |