Retirement plan

DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN

Name: DICK ANDERSON CONSTRUCTION, INC. - DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN (2019) Form 5500
Creator: DICK ANDERSON CONSTRUCTION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN, DICK ANDERSON CONSTRUCTION, INC.

DICK ANDERSON CONSTRUCTION, INC.EIN 81-0380463Plan #001PY 2019

3424 HIGHWAY 12 EAST - HELENA, MT 59601406-443-3225daconstruction.comLinkedIn201-500 employeesconstruction

Other plans on this EIN

1 filing

#003Retirement-$27.5M assets

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed June 8, 2009

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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How to read this page

Total assets (EOY)

$19.6M

+36.1% from 2018

Total participants

496

+6.4% from 2018

Average account balance

$43,643

+25.5% from 2018

Annual return

23.79%

+27.81 pp from 2018

Benchmarks

See 1,257 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,257 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$42.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

564

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

78.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.77M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+40.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$270

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
ROYAL ALLIANCE ASSOCIATES INC1 year Filed as: ROYAL ALLIANCE ASSOCIATES INC. Service code 55	Other Commissions	$48,365
RANDALL & HURLEY, INC.2 years Service code 13 · EIN 91-1661080 1328 N WHITMAN LANE · LIBERTY LAKE, WA 990197594	Contract Administrator	$25,530
DOUGLAS & CO DBA GREAT WESTERN BANK1 year Filed as: DOUGLAS WILSON AND COMPANY PC Service code 10 P.O. BOX 2845 · GREAT FALLS, MT 59403	Accounting	$6,975
EMPLOYEE BENEFIT RESOURCES, INC.1 year Filed as: EMPLOYEE BENEFIT RESOURCES INC. Service code 13	Contract Administrator	$1,667
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$1,550
ROYAL ALLIANCE ASSOCIATES INC1 year Filed as: ROYAL ALLIANCE ASSOCIATES Service code 55 10 EXCHANGE PLACE · JERSEY CITY, NJ 07302	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2J3D2T2G3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$15K

$40 / participant

Other / not subdivided$15K100.0%

% of EOY assets

0.077%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DOUGLAS WILSON & CO., INC.
Auditor EIN: 810446334
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,643

$66,650-34.5%

$92,915-53.0%

$67,582-35.4%

Participation rate

87.2%

72.5%+14.7pp

76.0%+11.2pp

71.3%+15.9pp

Annual return

23.79%

92.64%-68.8pp

109.45%-85.7pp

378.57%-354.8pp

Employer contribution / active EE

$1,997

$2,777-28.1%

$3,653-45.3%

$2,148-7.0%

Participant deferral / active EE

$3,472

$3,160+9.9%

$4,238-18.1%

$3,539-1.9%

Admin fee / account holder

$34

$199-83.0%

$5,796-99.4%

$142-76.2%

Provider

Service type

Compensation

ROYAL ALLIANCE ASSOCIATES INC1 year

Filed as: ROYAL ALLIANCE ASSOCIATES INC.

Service code 55

Other Commissions

$48,365

RANDALL & HURLEY, INC.2 years

Service code 13 · EIN 91-1661080

1328 N WHITMAN LANE · LIBERTY LAKE, WA 990197594

Contract Administrator

$25,530

DOUGLAS & CO DBA GREAT WESTERN BANK1 year

Filed as: DOUGLAS WILSON AND COMPANY PC

Service code 10

P.O. BOX 2845 · GREAT FALLS, MT 59403

Accounting

$6,975

EMPLOYEE BENEFIT RESOURCES, INC.1 year

Filed as: EMPLOYEE BENEFIT RESOURCES INC.

Service code 13

Contract Administrator

$1,667

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: GREAT WEST LIFE & ANNUITY INSURANCE

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$1,550

ROYAL ALLIANCE ASSOCIATES INC1 year

Filed as: ROYAL ALLIANCE ASSOCIATES

Service code 55

10 EXCHANGE PLACE · JERSEY CITY, NJ 07302

Other Commissions

DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion