Retirement plan

DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN

Name: DICK ANDERSON CONSTRUCTION, INC. - DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN (2016) Form 5500
Creator: DICK ANDERSON CONSTRUCTION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN, DICK ANDERSON CONSTRUCTION, INC.

DICK ANDERSON CONSTRUCTION, INC.EIN 81-0380463Plan #001PY 2016

3424 HIGHWAY 12 EAST - HELENA, MT 59601406-443-3225daconstruction.comLinkedIn201-500 employeesconstruction

Other plans on this EIN

1 filing

#003Retirement-$16.6M assets

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed June 8, 2009

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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How to read this page

Total assets (EOY)

$10.8M

+14.8% from 2015

Total participants

459

+13.3% from 2015

Average account balance

$26,681

+6.5% from 2015

Annual return

9.04%

+10.39 pp from 2015

Benchmarks

See 1,079 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,079 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$42.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

564

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

78.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.77M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+40.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$270

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
EMPLOYEE BENEFIT RESOURCES, INC.2+ years Service code 13 · EIN 45-3983343 828 GREAT NORTHEN BOULEVARD · HELENA, MT 59601	Contract Administrator	$17,943
DOUGLAS WILSON & CO.2+ years Service code 10 · EIN 81-0446334 1000 1ST AVE SOUTH · GREAT FALLS, MT 59401	Accounting	$6,875
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: GREAT WEST LIFE & ANNUITY INS. CO. Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$1,300
RANDY SILHAN, CPA, CFE2+ years Filed as: RANDY SIMKINS Service code 55 ROYAL ALLIANCE · BUTTE, MT 59701	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2J3D2T2G3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$28K

$84 / participant

Investment mgmt$19K68.7%
Other / not subdivided$9K31.3%

% of EOY assets

0.259%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DOUGLAS WILSON & CO., INC.
Auditor EIN: 810446334
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,681

$57,921-53.9%

$84,753-68.5%

$57,658-53.7%

Participation rate

83.0%

72.9%+10.1pp

76.6%+6.4pp

70.2%+12.8pp

Annual return

9.04%

10.24%-1.2pp

22.78%-13.7pp

5.13%+3.9pp

Employer contribution / active EE

$2,012

$2,598-22.6%

$3,574-43.7%

$1,974+1.9%

Participant deferral / active EE

$2,283

$2,742-16.7%

$3,712-38.5%

$3,061-25.4%

Admin fee / account holder

$69

$130-46.8%

$5,333-98.7%

$95-27.0%

Provider

Service type

Compensation

EMPLOYEE BENEFIT RESOURCES, INC.2+ years

Service code 13 · EIN 45-3983343

828 GREAT NORTHEN BOULEVARD · HELENA, MT 59601

Contract Administrator

$17,943

DOUGLAS WILSON & CO.2+ years

Service code 10 · EIN 81-0446334

1000 1ST AVE SOUTH · GREAT FALLS, MT 59401

Accounting

$6,875

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: GREAT WEST LIFE & ANNUITY INS. CO.

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$1,300

RANDY SILHAN, CPA, CFE2+ years

Filed as: RANDY SIMKINS

Service code 55

ROYAL ALLIANCE · BUTTE, MT 59701

Other Commissions

DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DICK ANDERSON CONSTRUCTION, INC. PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion