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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,500 | $102,938+98.7% | $94,105+117.3% | $138,895+47.2% |
| Participation rate | 65.0% | 74.6%-9.6pp | 71.9%-6.9pp | 79.9%-14.9pp |
| Annual return | 14.56% | 250.28%-235.7pp | 204.55%-190.0pp | 145.39%-130.8pp |
| Employer contribution / active EE | $540 | $2,732-80.2% | $2,504-78.4% | $4,194-87.1% |
| Participant deferral / active EE | $4,759 | $4,196+13.4% | $3,881+22.6% | $6,396-25.6% |
| Admin fee / account holder | $79 | $6,600-98.8% | $6,199-98.7% | $12,562-99.4% |