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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,826 | $117,433-14.1% | $99,475+1.4% | $152,897-34.1% |
| Participation rate | 62.5% | 77.5%-15.0pp | 73.8%-11.3pp | 82.5%-20.0pp |
| Annual return | 23.09% | 31.87%-8.8pp | 30.72%-7.6pp | 345.43%-322.3pp |
| Employer contribution / active EE | $421 | $3,013-86.0% | $2,540-83.4% | $4,764-91.2% |
| Participant deferral / active EE | $3,021 | $4,086-26.1% | $3,619-16.5% | $5,851-48.4% |
| Admin fee / account holder | $525 | $7,634-93.1% | $6,252-91.6% | $11,599-95.5% |