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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,922 | $106,551+2.2% | $91,225+19.4% | $134,532-19.0% |
| Participation rate | 68.4% | 76.8%-8.4pp | 73.2%-4.8pp | 81.2%-12.8pp |
| Annual return | -20.15% | 160.78%-180.9pp | 114.12%-134.3pp | 418.27%-438.4pp |
| Employer contribution / active EE | $538 | $3,331-83.9% | $2,851-81.1% | $4,741-88.7% |
| Participant deferral / active EE | $4,293 | $4,718-9.0% | $4,233+1.4% | $6,401-32.9% |
| Admin fee / account holder | $119 | $6,234-98.1% | $5,422-97.8% | $11,429-99.0% |