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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,722 | $56,116+49.2% | $135,768-38.3% | $86,983-3.7% |
| Participation rate | 83.6% | 60.1%+23.5pp | 71.1%+12.5pp | 69.5%+14.1pp |
| Annual return | 7.13% | 125.33%-118.2pp | 526.10%-519.0pp | 25.83%-18.7pp |
| Employer contribution / active EE | $5,247 | $1,528+243.4% | $3,394+54.6% | $2,584+103.0% |
| Participant deferral / active EE | $3,610 | $2,690+34.2% | $3,977-9.2% | $4,194-13.9% |
| Admin fee / account holder | $9,497 | $4,314+120.2% | $7,048+34.7% | $7,856+20.9% |