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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,811 | $49,199+84.6% | $121,210-25.1% | $75,177+20.8% |
| Participation rate | 97.6% | 55.4%+42.2pp | 69.5%+28.1pp | 67.2%+30.4pp |
| Annual return | 1.36% | 56.04%-54.7pp | 987.41%-986.1pp | 160.75%-159.4pp |
| Employer contribution / active EE | $6,836 | $1,547+341.8% | $4,171+63.9% | $2,671+155.9% |
| Participant deferral / active EE | $3,634 | $2,630+38.2% | $4,084-11.0% | $4,126-11.9% |
| Admin fee / account holder | $5,472 | $3,946+38.7% | $5,647-3.1% | $5,651-3.2% |