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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,598 | $51,642+58.0% | $129,384-36.9% | $80,935+0.8% |
| Participation rate | 95.9% | 56.9%+39.0pp | 69.6%+26.3pp | 67.7%+28.3pp |
| Annual return | 9.88% | 20.78%-10.9pp | 9461.77%-9451.9pp | 35.66%-25.8pp |
| Employer contribution / active EE | $5,391 | $1,583+240.6% | $4,153+29.8% | $2,757+95.6% |
| Participant deferral / active EE | $3,665 | $2,670+37.3% | $4,166-12.0% | $4,299-14.8% |
| Admin fee / account holder | $17,731 | $4,312+311.3% | $7,686+130.7% | $6,924+156.1% |