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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,599 | $53,774+61.0% | $134,162-35.5% | $79,856+8.4% |
| Participation rate | 92.3% | 58.8%+33.5pp | 72.2%+20.1pp | 69.6%+22.7pp |
| Annual return | -0.63% | 19.01%-19.6pp | 36.35%-37.0pp | 31.71%-32.3pp |
| Employer contribution / active EE | $6,012 | $1,322+355.0% | $3,705+62.3% | $2,471+143.3% |
| Participant deferral / active EE | $2,382 | $2,420-1.6% | $3,500-31.9% | $3,741-36.3% |
| Admin fee / account holder | $9,489 | $3,985+138.1% | $6,685+41.9% | $5,306+78.8% |