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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,902 | $87,060-57.6% | $105,591-65.1% | $80,911-54.4% |
| Participation rate | 73.4% | 70.4%+3.0pp | 75.3%-1.9pp | 67.6%+5.8pp |
| Annual return | 12.92% | 17.05%-4.1pp | 116.43%-103.5pp | 35.63%-22.7pp |
| Employer contribution / active EE | $1,468 | $2,396-38.7% | $3,166-53.6% | $2,756-46.7% |
| Participant deferral / active EE | $3,803 | $3,986-4.6% | $5,008-24.1% | $4,297-11.5% |
| Admin fee / account holder | $2,144 | $8,442-74.6% | $11,024-80.6% | $6,935-69.1% |