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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,522 | $76,371-60.0% | $93,621-67.4% | $72,975-58.2% |
| Participation rate | 84.9% | 71.8%+13.2pp | 75.8%+9.1pp | 69.5%+15.4pp |
| Annual return | 21.27% | 25.82%-4.5pp | 32.76%-11.5pp | 81.01%-59.7pp |
| Employer contribution / active EE | $1,253 | $2,276-44.9% | $2,719-53.9% | $2,440-48.6% |
| Participant deferral / active EE | $3,473 | $3,538-1.8% | $4,070-14.7% | $3,608-3.7% |
| Admin fee / account holder | $4,817 | $6,839-29.6% | $7,890-39.0% | $5,124-6.0% |