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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,042 | $79,955-61.2% | $98,461-68.5% | $75,173-58.7% |
| Participation rate | 69.0% | 70.4%-1.4pp | 75.2%-6.2pp | 67.2%+1.8pp |
| Annual return | 16.32% | 19.75%-3.4pp | 21.17%-4.9pp | 160.72%-144.4pp |
| Employer contribution / active EE | $1,347 | $2,264-40.5% | $3,049-55.8% | $2,671-49.6% |
| Participant deferral / active EE | $3,542 | $3,752-5.6% | $4,738-25.2% | $4,126-14.2% |
| Admin fee / account holder | $10,758 | $6,841+57.3% | $8,961+20.1% | $5,651+90.4% |