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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,577 | $209,405-44.3% | $178,486-34.7% | $158,931-26.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 7.48% | 188.77%-181.3pp | 151.08%-143.6pp | 302.86%-295.4pp |
| Employer contribution / active EE | $8,035 | $5,707+40.8% | $5,011+60.4% | $4,761+68.8% |
| Participant deferral / active EE | $3,613 | $5,954-39.3% | $5,202-30.5% | $5,982-39.6% |
| Admin fee / account holder | $1,252 | $17,076-92.7% | $13,985-91.0% | $11,247-88.9% |