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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,283 | $180,459-42.2% | $154,108-32.3% | $135,380-23.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.84% | 888.21%-894.0pp | 735.21%-741.0pp | 519.81%-525.6pp |
| Employer contribution / active EE | $24,593 | $6,035+307.5% | $5,298+364.2% | $4,779+414.6% |
| Participant deferral / active EE | $3,682 | $5,806-36.6% | $5,081-27.5% | $5,609-34.4% |
| Admin fee / account holder | $3,994 | $16,145-75.3% | $13,411-70.2% | $10,828-63.1% |