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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,319 | $175,259-13.7% | $149,723+1.1% | $139,487+8.5% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 10.31% | 166.82%-156.5pp | 134.50%-124.2pp | 373.84%-363.5pp |
| Employer contribution / active EE | $1,667 | $5,478-69.6% | $4,821-65.4% | $4,755-64.9% |
| Participant deferral / active EE | $3,149 | $6,522-51.7% | $5,682-44.6% | $6,713-53.1% |
| Admin fee / account holder | $6,406 | $16,158-60.4% | $13,215-51.5% | $11,407-43.8% |