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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,127 | $171,930+47.8% | $151,266+68.0% | $154,746+64.2% |
| Participation rate | 72.7% | 80.5%-7.8pp | 77.0%-4.3pp | 80.7%-8.0pp |
| Annual return | 18.09% | 242.03%-223.9pp | 180.60%-162.5pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,079 | $4,710-77.1% | $4,237-74.5% | $4,379-75.4% |
| Participant deferral / active EE | $8,937 | $8,191+9.1% | $7,337+21.8% | $6,730+32.8% |
| Admin fee / account holder | $5,469 | $15,803-65.4% | $13,159-58.4% | $14,365-61.9% |