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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,127 | $165,584+53.5% | $142,942+77.8% | $137,256+85.1% |
| Participation rate | 72.7% | 80.1%-7.3pp | 76.8%-4.1pp | 80.0%-7.2pp |
| Annual return | 18.09% | 164.22%-146.1pp | 113.70%-95.6pp | 220.34%-202.2pp |
| Employer contribution / active EE | $1,079 | $4,725-77.2% | $4,139-73.9% | $4,156-74.0% |
| Participant deferral / active EE | $8,937 | $8,194+9.1% | $7,128+25.4% | $6,407+39.5% |
| Admin fee / account holder | $5,469 | $16,167-66.2% | $12,475-56.2% | $12,270-55.4% |