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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,689 | $95,762-4.3% | $379,746-75.9% | $79,858+14.8% |
| Participation rate | 74.6% | 74.0%+0.6pp | 78.4%-3.8pp | 69.6%+4.9pp |
| Annual return | 14.73% | 18.26%-3.5pp | 34.90%-20.2pp | 31.72%-17.0pp |
| Employer contribution / active EE | $2,399 | $2,695-11.0% | $3,540-32.2% | $2,471-2.9% |
| Participant deferral / active EE | $5,430 | $4,705+15.4% | $6,024-9.9% | $3,740+45.2% |
| Admin fee / account holder | $3,435 | $6,745-49.1% | $7,927-56.7% | $5,306-35.3% |