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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,240 | $65,453-15.6% | $86,691-36.3% | $66,930-17.5% |
| Participation rate | 72.5% | 75.5%-2.9pp | 76.6%-4.1pp | 69.8%+2.7pp |
| Annual return | -9.40% | -10.89%+1.5pp | 35.94%-45.3pp | 1.57%-11.0pp |
| Employer contribution / active EE | $1,725 | $2,154-19.9% | $2,837-39.2% | $2,545-32.2% |
| Participant deferral / active EE | $5,798 | $4,102+41.4% | $4,656+24.5% | $4,238+36.8% |
| Admin fee / account holder | $4,679 | $642+629.1% | $7,492-37.5% | $593+688.5% |