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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,962 | $60,349-30.5% | $74,183-43.4% | $62,891-33.3% |
| Participation rate | 69.3% | 72.7%-3.4pp | 76.6%-7.3pp | 69.3%0pp |
| Annual return | 17.25% | 21.37%-4.1pp | 17.74%-0.5pp | 20.14%-2.9pp |
| Employer contribution / active EE | $1,456 | $1,680-13.3% | $2,370-38.6% | $2,281-36.2% |
| Participant deferral / active EE | $5,149 | $2,856+80.3% | $3,550+45.1% | $3,203+60.8% |
| Admin fee / account holder | $4,234 | $4,261-0.6% | $5,586-24.2% | $4,296-1.4% |