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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,239 | $78,425-10.4% | $95,956-26.8% | $79,858-12.0% |
| Participation rate | 93.1% | 73.5%+19.6pp | 77.1%+16.0pp | 69.6%+23.4pp |
| Annual return | 13.35% | 19.37%-6.0pp | 91.63%-78.3pp | 31.72%-18.4pp |
| Employer contribution / active EE | $2,073 | $1,945+6.5% | $2,541-18.4% | $2,471-16.1% |
| Participant deferral / active EE | $6,392 | $3,440+85.8% | $4,167+53.4% | $3,740+70.9% |
| Admin fee / account holder | $4,574 | $5,622-18.6% | $6,797-32.7% | $5,306-13.8% |