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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,122 | $70,366-33.0% | $66,674-29.3% | $138,895-66.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 13.88% | 386.41%-372.5pp | 321.24%-307.4pp | 145.39%-131.5pp |
| Employer contribution / active EE | $2,128 | $2,765-23.0% | $2,620-18.8% | $4,194-49.3% |
| Participant deferral / active EE | $7,350 | $4,374+68.0% | $4,084+80.0% | $6,396+14.9% |
| Admin fee / account holder | $400 | $5,262-92.4% | $5,098-92.2% | $12,562-96.8% |