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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,665 | $92,684-84.2% | $82,706-82.3% | $134,509-89.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -7.45% | 945.84%-953.3pp | 701.76%-709.2pp | 418.13%-425.6pp |
| Employer contribution / active EE | $2,112 | $3,272-35.5% | $3,007-29.8% | $4,741-55.5% |
| Participant deferral / active EE | $3,909 | $4,800-18.6% | $4,394-11.0% | $6,400-38.9% |
| Admin fee / account holder | $1,618 | $5,982-72.9% | $5,329-69.6% | $11,427-85.8% |