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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,184 | $152,612+44.9% | $125,192+76.7% | $152,897+44.7% |
| Participation rate | 62.5% | 83.3%-20.8pp | 79.8%-17.3pp | 82.5%-20.0pp |
| Annual return | 10.88% | 54.85%-44.0pp | 43.79%-32.9pp | 345.43%-334.5pp |
| Employer contribution / active EE | $1,964 | $4,947-60.3% | $3,866-49.2% | $4,764-58.8% |
| Participant deferral / active EE | $7,134 | $5,868+21.6% | $4,937+44.5% | $5,851+21.9% |
| Admin fee / account holder | $104 | $13,437-99.2% | $9,704-98.9% | $11,599-99.1% |