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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,036 | $144,130+21.4% | $117,861+48.5% | $147,586+18.6% |
| Participation rate | 55.6% | 83.4%-27.9pp | 79.7%-24.1pp | 82.8%-27.3pp |
| Annual return | 6.80% | 531.20%-524.4pp | 335.11%-328.3pp | 578.59%-571.8pp |
| Employer contribution / active EE | $1,529 | $4,897-68.8% | $3,786-59.6% | $4,876-68.6% |
| Participant deferral / active EE | $5,331 | $5,316+0.3% | $4,482+18.9% | $5,439-2.0% |
| Admin fee / account holder | $88 | $10,887-99.2% | $8,021-98.9% | $10,886-99.2% |