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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,347 | $135,645+37.4% | $110,243+69.0% | $135,379+37.6% |
| Participation rate | 62.5% | 83.5%-21.0pp | 79.8%-17.3pp | 82.6%-20.1pp |
| Annual return | -0.95% | 513.24%-514.2pp | 314.76%-315.7pp | 519.79%-520.7pp |
| Employer contribution / active EE | $1,815 | $4,907-63.0% | $3,827-52.6% | $4,779-62.0% |
| Participant deferral / active EE | $6,295 | $5,507+14.3% | $4,672+34.7% | $5,609+12.2% |
| Admin fee / account holder | $104 | $11,458-99.1% | $8,548-98.8% | $10,828-99.0% |