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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,504 | $70,684+132.7% | $169,390-2.9% | $75,173+118.8% |
| Participation rate | 65.8% | 64.8%+1.0pp | 77.2%-11.4pp | 67.2%-1.4pp |
| Annual return | 17.36% | 36.38%-19.0pp | 406.07%-388.7pp | 160.72%-143.4pp |
| Employer contribution / active EE | $1,953 | $2,211-11.7% | $4,013-51.3% | $2,671-26.9% |
| Participant deferral / active EE | $9,574 | $4,310+122.1% | $6,222+53.9% | $4,126+132.0% |
| Admin fee / account holder | $2,036 | $5,404-62.3% | $9,015-77.4% | $5,651-64.0% |