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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,960 | $56,484+71.7% | $169,452-42.8% | $64,173+51.1% |
| Participation rate | 90.0% | 64.5%+25.5pp | 77.8%+12.2pp | 69.6%+20.4pp |
| Annual return | -8.53% | -1.55%-7.0pp | 1.83%-10.4pp | 7.63%-16.2pp |
| Employer contribution / active EE | $1,643 | $1,832-10.3% | $4,157-60.5% | $2,381-31.0% |
| Participant deferral / active EE | $6,476 | $3,448+87.8% | $5,277+22.7% | $3,470+86.6% |
| Admin fee / account holder | $3,074 | $4,174-26.4% | $9,110-66.3% | $4,887-37.1% |