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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,235 | $69,012+93.1% | $160,009-16.7% | $68,486+94.5% |
| Participation rate | 77.4% | 65.4%+12.0pp | 78.0%-0.6pp | 67.9%+9.5pp |
| Annual return | -17.87% | -9.65%-8.2pp | 408.85%-426.7pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,794 | $2,212-18.9% | $4,225-57.5% | $2,597-30.9% |
| Participant deferral / active EE | $8,970 | $4,212+113.0% | $6,183+45.1% | $4,028+122.7% |
| Admin fee / account holder | $4,560 | $4,798-5.0% | $8,715-47.7% | $5,404-15.6% |