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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,072 | $58,275-33.0% | $81,844-52.3% | $80,935-51.7% |
| Participation rate | 57.9% | 63.5%-5.6pp | 72.4%-14.5pp | 67.7%-9.8pp |
| Annual return | 15.17% | 41.82%-26.6pp | 778.87%-763.7pp | 35.66%-20.5pp |
| Employer contribution / active EE | $2,876 | $2,346+22.6% | $2,916-1.4% | $2,757+4.3% |
| Participant deferral / active EE | $5,578 | $3,285+69.8% | $4,323+29.0% | $4,299+29.7% |
| Admin fee / account holder | $13,564 | $4,749+185.6% | $7,355+84.4% | $6,924+95.9% |