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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,291 | $60,128-62.9% | $90,440-75.4% | $79,852-72.1% |
| Participation rate | 65.5% | 65.0%+0.5pp | 72.7%-7.2pp | 69.6%-4.1pp |
| Annual return | 34.22% | 71.95%-37.7pp | 1294.38%-1260.2pp | 31.72%+2.5pp |
| Employer contribution / active EE | $2,021 | $2,068-2.3% | $3,263-38.1% | $2,471-18.2% |
| Participant deferral / active EE | $3,292 | $2,939+12.0% | $3,964-16.9% | $3,740-12.0% |
| Admin fee / account holder | $3,204 | $3,977-19.4% | $5,615-42.9% | $5,306-39.6% |