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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,410 | $71,878-32.7% | $86,698-44.2% | $68,486-29.3% |
| Participation rate | 89.6% | 72.2%+17.3pp | 76.6%+13.0pp | 67.9%+21.7pp |
| Annual return | -17.08% | 3.53%-20.6pp | 35.95%-53.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $223 | $2,173-89.8% | $2,837-92.2% | $2,597-91.4% |
| Participant deferral / active EE | $7,088 | $3,779+87.6% | $4,656+52.2% | $4,028+76.0% |
| Admin fee / account holder | $7,025 | $6,113+14.9% | $7,493-6.2% | $5,404+30.0% |