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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,678 | $78,428-22.6% | $95,960-36.8% | $79,852-24.0% |
| Participation rate | 80.4% | 73.5%+6.9pp | 77.1%+3.3pp | 69.6%+10.7pp |
| Annual return | 18.06% | 19.37%-1.3pp | 91.63%-73.6pp | 31.72%-13.7pp |
| Employer contribution / active EE | $174 | $1,945-91.1% | $2,541-93.1% | $2,471-93.0% |
| Participant deferral / active EE | $6,277 | $3,440+82.5% | $4,167+50.6% | $3,740+67.8% |
| Admin fee / account holder | $14,927 | $5,622+165.5% | $6,797+119.6% | $5,306+181.3% |