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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,204 | $72,492-15.6% | $87,104-29.7% | $72,975-16.1% |
| Participation rate | 75.9% | 72.8%+3.1pp | 76.9%-1.0pp | 69.5%+6.4pp |
| Annual return | 27.95% | 24.46%+3.5pp | 28.19%-0.2pp | 81.01%-53.1pp |
| Employer contribution / active EE | $140 | $1,894-92.6% | $2,521-94.4% | $2,440-94.2% |
| Participant deferral / active EE | $5,371 | $3,270+64.3% | $4,048+32.7% | $3,608+48.9% |
| Admin fee / account holder | $4,484 | $5,055-11.3% | $7,491-40.1% | $5,124-12.5% |