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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,454 | $89,259-65.9% | $107,187-71.6% | $82,637-63.1% |
| Participation rate | 38.5% | 67.9%-29.5pp | 75.0%-36.6pp | 68.1%-29.6pp |
| Annual return | 18.59% | 21.02%-2.4pp | 204.55%-186.0pp | 53.51%-34.9pp |
| Employer contribution / active EE | $1,293 | $3,080-58.0% | $3,782-65.8% | $2,552-49.3% |
| Participant deferral / active EE | $3,622 | $4,037-10.3% | $5,096-28.9% | $4,126-12.2% |
| Admin fee / account holder | $1,720 | $7,381-76.7% | $9,162-81.2% | $7,339-76.6% |