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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,454 | $93,345-67.4% | $119,126-74.4% | $87,485-65.2% |
| Participation rate | 38.5% | 68.7%-30.3pp | 75.8%-37.3pp | 68.9%-30.5pp |
| Annual return | 18.59% | 19.08%-0.5pp | 282.11%-263.5pp | 26.06%-7.5pp |
| Employer contribution / active EE | $1,293 | $3,172-59.2% | $4,034-68.0% | $2,596-50.2% |
| Participant deferral / active EE | $3,622 | $4,099-11.6% | $5,318-31.9% | $4,274-15.2% |
| Admin fee / account holder | $1,720 | $8,039-78.6% | $10,693-83.9% | $7,775-77.9% |