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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,823 | $65,367-86.5% | $92,915-90.5% | $72,976-87.9% |
| Participation rate | 68.0% | 68.3%-0.3pp | 76.0%-8.0pp | 69.5%-1.5pp |
| Annual return | 28.22% | 42.11%-13.9pp | 109.45%-81.2pp | 81.02%-52.8pp |
| Employer contribution / active EE | $650 | $2,594-74.9% | $3,653-82.2% | $2,440-73.4% |
| Participant deferral / active EE | $2,154 | $3,128-31.1% | $4,238-49.2% | $3,608-40.3% |
| Admin fee / account holder | $20 | $4,251-99.5% | $5,796-99.7% | $5,124-99.6% |