Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,739 | $124,330-87.3% | $109,173-85.6% | $167,536-90.6% |
| Participation rate | 47.4% | 79.5%-32.1pp | 75.9%-28.5pp | 82.1%-34.7pp |
| Annual return | 15.76% | 26.04%-10.3pp | 25.75%-10.0pp | 478.82%-463.1pp |
| Employer contribution / active EE | $683 | $4,209-83.8% | $3,723-81.6% | $4,839-85.9% |
| Participant deferral / active EE | $2,302 | $5,256-56.2% | $4,654-50.5% | $6,342-63.7% |
| Admin fee / account holder | $2,726 | $7,974-65.8% | $6,755-59.6% | $12,315-77.9% |