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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,997 | $70,532+129.7% | $68,948+135.0% | $137,256+18.0% |
| Participation rate | 95.0% | 81.0%+14.0pp | 79.2%+15.8pp | 80.0%+15.0pp |
| Annual return | 14.04% | 32.56%-18.5pp | 28.39%-14.3pp | 220.34%-206.3pp |
| Employer contribution / active EE | $5,142 | $4,355+18.1% | $4,165+23.5% | $4,156+23.7% |
| Participant deferral / active EE | $8,212 | $6,773+21.2% | $6,186+32.7% | $6,407+28.2% |
| Admin fee / account holder | $29,977 | $7,916+278.7% | $7,539+297.6% | $12,270+144.3% |