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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,372 | $57,506+58.9% | $67,221+35.9% | $79,852+14.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 79.4%+20.6pp | 69.6%+30.4pp |
| Annual return | 9.75% | 18.46%-8.7pp | 20.72%-11.0pp | 31.72%-22.0pp |
| Employer contribution / active EE | $4,277 | $2,961+44.5% | $3,723+14.9% | $2,471+73.1% |
| Participant deferral / active EE | $8,290 | $3,508+136.3% | $4,384+89.1% | $3,740+121.6% |
| Admin fee / account holder | $15,136 | $4,029+275.7% | $5,844+159.0% | $5,306+185.2% |