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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,977 | $106,905-69.2% | $84,020-60.8% | $152,885-78.4% |
| Participation rate | 80.0% | 75.2%+4.8pp | 69.0%+11.0pp | 82.5%-2.5pp |
| Annual return | 20.87% | 105.00%-84.1pp | 71.31%-50.4pp | 345.39%-324.5pp |
| Employer contribution / active EE | $1,736 | $2,735-36.5% | $1,984-12.5% | $4,763-63.6% |
| Participant deferral / active EE | $4,036 | $4,012+0.6% | $3,239+24.6% | $5,851-31.0% |
| Admin fee / account holder | $350 | $8,287-95.8% | $6,101-94.3% | $11,598-97.0% |