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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,008 | $95,975-73.9% | $74,549-66.5% | $135,379-81.5% |
| Participation rate | 77.8% | 75.7%+2.1pp | 69.1%+8.6pp | 82.6%-4.9pp |
| Annual return | -3.70% | 56.96%-60.7pp | 32.53%-36.2pp | 519.79%-523.5pp |
| Employer contribution / active EE | $1,700 | $2,716-37.4% | $1,961-13.3% | $4,779-64.4% |
| Participant deferral / active EE | $3,568 | $3,844-7.2% | $3,108+14.8% | $5,609-36.4% |
| Admin fee / account holder | $419 | $6,522-93.6% | $5,059-91.7% | $10,828-96.1% |