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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,060 | $99,652-76.9% | $78,778-70.7% | $147,586-84.4% |
| Participation rate | 57.1% | 76.2%-19.1pp | 69.2%-12.0pp | 82.8%-25.7pp |
| Annual return | 7.66% | 47.28%-39.6pp | 35.62%-28.0pp | 578.59%-570.9pp |
| Employer contribution / active EE | $1,750 | $2,796-37.4% | $1,986-11.9% | $4,876-64.1% |
| Participant deferral / active EE | $7,752 | $3,664+111.6% | $2,958+162.1% | $5,439+42.5% |
| Admin fee / account holder | $12,471 | $7,155+74.3% | $5,134+142.9% | $10,886+14.6% |