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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC3 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $26,655 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,347 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,222 | $82,163-13.3% | $125,381-43.2% | $64,819+9.9% |
| Participation rate | 97.1% | 77.9%+19.2pp | 82.4%+14.7pp | 71.5%+25.6pp |
| Annual return | -18.43% | 3.49%-21.9pp | 572.31%-590.7pp | 32.84%-51.3pp |
| Employer contribution / active EE | $4,447 | $3,616+23.0% | $4,815-7.6% | $2,507+77.4% |
| Participant deferral / active EE | $14,954 | $7,175+108.4% | $7,448+100.8% | $4,311+246.9% |
| Admin fee / account holder | $98 | $163-39.9% | $10,007-99.0% | $188-47.8% |