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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,977 | $84,713-58.7% | $75,717-53.8% | $167,518-79.1% |
| Participation rate | 57.9% | 77.8%-19.9pp | 74.8%-16.9pp | 82.1%-24.2pp |
| Annual return | 15.92% | 199.49%-183.6pp | 104.58%-88.7pp | 478.71%-462.8pp |
| Employer contribution / active EE | $1,413 | $3,229-56.2% | $2,743-48.5% | $4,838-70.8% |
| Participant deferral / active EE | $3,401 | $4,578-25.7% | $3,821-11.0% | $6,342-46.4% |
| Admin fee / account holder | $5,349 | $5,357-0.1% | $3,619+47.8% | $12,312-56.6% |