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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,014 | $65,712-74.1% | $57,196-70.3% | $273,972-93.8% |
| Participation rate | 57.1% | 78.3%-21.2pp | 75.3%-18.2pp | 83.0%-25.9pp |
| Annual return | 11.56% | 22.01%-10.4pp | 14.59%-3.0pp | 41.46%-29.9pp |
| Employer contribution / active EE | $1,361 | $3,280-58.5% | $2,683-49.3% | $4,869-72.0% |
| Participant deferral / active EE | $2,631 | $3,782-30.4% | $3,096-15.0% | $5,287-50.2% |
| Admin fee / account holder | $602 | $4,838-87.6% | $3,141-80.8% | $10,133-94.1% |