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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,580 | $67,372-53.1% | $60,906-48.1% | $134,532-76.5% |
| Participation rate | 56.3% | 76.2%-19.9pp | 73.1%-16.8pp | 81.2%-25.0pp |
| Annual return | -19.08% | 50.05%-69.1pp | 16.94%-36.0pp | 418.27%-437.3pp |
| Employer contribution / active EE | $1,741 | $3,099-43.8% | $2,703-35.6% | $4,741-63.3% |
| Participant deferral / active EE | $3,528 | $4,532-22.2% | $3,814-7.5% | $6,401-44.9% |
| Admin fee / account holder | $1,227 | $4,588-73.3% | $3,227-62.0% | $11,429-89.3% |