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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,854 | $126,519-41.6% | $106,201-30.5% | $145,959-49.4% |
| Participation rate | 45.5% | 77.7%-32.2pp | 75.3%-29.8pp | 80.3%-34.8pp |
| Annual return | 11.80% | 225.10%-213.3pp | 116.26%-104.5pp | 561.95%-550.1pp |
| Employer contribution / active EE | $1,203 | $3,726-67.7% | $3,170-62.1% | $4,661-74.2% |
| Participant deferral / active EE | $2,018 | $5,716-64.7% | $5,012-59.7% | $6,689-69.8% |
| Admin fee / account holder | $30 | $17,312-99.8% | $11,039-99.7% | $13,398-99.8% |