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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,542 | $98,240-63.8% | $82,312-56.8% | $147,586-75.9% |
| Participation rate | 85.7% | 79.7%+6.0pp | 76.9%+8.8pp | 82.8%+2.9pp |
| Annual return | 17.04% | 30.85%-13.8pp | 25.88%-8.8pp | 578.59%-561.6pp |
| Employer contribution / active EE | $1,161 | $3,192-63.6% | $2,428-52.2% | $4,876-76.2% |
| Participant deferral / active EE | $2,330 | $4,383-46.8% | $3,706-37.1% | $5,439-57.2% |
| Admin fee / account holder | $801 | $8,563-90.6% | $5,608-85.7% | $10,886-92.6% |