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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,185 | $217,432-11.2% | $185,849+3.9% | $167,536+15.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.63% | 148.42%-134.8pp | 122.10%-108.5pp | 478.82%-465.2pp |
| Employer contribution / active EE | $15,274 | $5,875+160.0% | $5,169+195.5% | $4,839+215.6% |
| Participant deferral / active EE | $9,391 | $6,357+47.7% | $5,569+68.6% | $6,342+48.1% |
| Admin fee / account holder | $8,828 | $19,818-55.5% | $16,244-45.7% | $12,315-28.3% |