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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,357 | $167,362+10.8% | $143,799+28.9% | $134,532+37.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.02% | 0.47%-21.5pp | -0.04%-21.0pp | 418.27%-439.3pp |
| Employer contribution / active EE | $14,407 | $5,620+156.3% | $4,952+190.9% | $4,741+203.9% |
| Participant deferral / active EE | $8,530 | $6,447+32.3% | $5,638+51.3% | $6,401+33.3% |
| Admin fee / account holder | $5,174 | $18,094-71.4% | $14,677-64.7% | $11,429-54.7% |